Use Your HSA/FSA for Your Next Fitness Outlet Purchase
All You Need is a Letter of Medical Necessity (LMN)
An LMN is a healthcare provider–approved document that confirms your purchase supports a specific medical need. It allows you to use your HSA or FSA funds on eligible fitness products based on your current or previous health conditions.
How to Use Your HSA/FSA
Select Sika at Checkout
Choose Sika as your payment method to use your HSA or FSA funds.
Tip: You’ll find it at the bottom of the checkout payment options.
Get Your LMN & CompletePurchase
Fill out a brief health questionnaire so Sika’s licensed provider team can review your symptoms and issue your LMN if eligible.
Spend Smarter — GetReimbursed
Once approved, Sika will email you a receipt and simple next steps to confirm your HSA/FSA eligibility.
Note: If you're using Shop Pay, be sure to select "Check out as guest" at the bottom of the screen. If a login code prompt appears, simply close it and continue without logging in.
Common Conditions ThatMay Qualify for an LMN
- Chronic back, neck, or joint pain
- Arthritis or limited mobility
- Post-surgery rehabilitation
- Muscle strain or injury recovery
- Sciatica or nerve compression
- Obesity-related health concerns
- Cardiovascular rehabilitation
- Physical therapy recommendations
- Recovery from sports-related injuries
- Doctor-prescribed exercise programs
HSA/FSA + Sika Health: Frequently Asked Questions
Can I use my HSA or FSA to buy products from The Fitness Outlet?
Yes, many of our products may qualify for HSA or FSA reimbursement when accompanied by a Letter of Medical Necessity (LMN).
What is a Letter of Medical Necessity (LMN)?
An LMN outlines why a product is necessary to treat, manage, or support a health condition. It confirms your purchase is more than general wellness and qualifies under your HSA/FSA plan.
Why do I need an LMN to purchase fitness equipment with HSA/FSA funds?
While some items are automatically eligible, many fitness products may qualify with a provider’s recommendation confirming medical necessity.
How do I get a Letter of Medical Necessity?
- Complete a brief intake form at checkout
- Sika’s provider team reviews your info
- If approved, receive your LMN and documentation
How long does LMN approval take?
Most LMN requests are reviewed within 12 business hours.
What information do I need to submit?
- Your name and contact details
- Date of birth
- Photo ID for identity verification
How long is an LMN valid?
Valid for 12 months from the date it's issued. Not applicable to prior purchases.
How do I submit my LMN to my HSA/FSA provider?
If you paid using an HSA/FSA card, upload your LMN and receipt to your provider’s portal. If you paid with a personal card, submit both for reimbursement.
What if I’m not approved for an LMN?
If your LMN is declined, you may still complete your purchase using a standard payment method.
Contact Us
We’d love to hear from you. Our team is here to help.